offers a comprehensive list of tips for figuring out how to hire the best movers. If you have the money to budget for a moving company, then choose wisely. Whether that involves pressuring your buddies into helping or just shuttling back and forth yourself. If you have the time, moving your possessions by yourself is probably going to be the best option. Finding balance in life is what most of us are looking for. “When you have the time, you don’t have the money and vice versa.” Never have truer words been spoken. Taking the time to shop around and understand your options will alleviate some of that stress we just talked about. Moving on a budget is always possible, but it’ll look a little different each time. Conveniences and prices change like everything else. Shop aroundĭon’t assume that your move is going to be the same process every time. Have a garage sale to make a little money to help with moving-related expenses and that expensive first grocery trip in the new place. The more value you place on the people you care about, the more prosperous your life will become. Value people, not things, because you won’t be making any memories with things. There’s a lot to learn from living simply and within your means. Things were created to be used.” Take advantage of this opportunity to be a little more minimalistic. As the famous quote (of unknown origin) goes: “People were created to be loved. Life is about people, not things, but that’s a lesson too many of us learn too late. Don’t hold on to things that no longer serve a purpose in your life. This doesn’t have to be an expensive process it can be as simple as downsizing the sectional that’s too large for you to a smaller loveseat or chair or getting rid of the bookshelf an ex insisted you get but you haven’t filled. Switch to new things that represent the life you want to lead. Ditch the things that may hold bad memories. Organizing for your move means preparing for a new life. Holding on to old things you never use is like a form of emotional bankruptcy you have nothing if it’s not useful to you. Think of it not only as a time to clean house literally but also emotionally. When was the last time you read that stack of magazines now producing families of dust bunnies in the corner? What about the sports equipment you bought with such good intentions that are now just another place to hang clothes? Moving is the ideal time to ditch the excess baggage you’ve been carrying around. Check out and for checklists and advice for a smoother DIY move. There are many online moving checklists available, including templates you can print out as well as detailed articles giving you tips and strategies for each step. Whether you’re someone who carefully orchestrates each moment of your life or you live in the moment, moving takes emotional and physical energy that you need to be prepared to manage. Planning is the easiest way to make your move smooth and budget-friendly. Sure, there’s the old saying, “Life is what happens to us while we’re making other plans,” but you don’t just have to sit back and let it happen to you. A flexible budget will help you avoid overspending. ![]() Each month, look at your spending and goals, Reevaluate and adjust where you assign your discretionary spending. ![]() Give every dollar a job, based on your goals and what you discovered when you tracked your spending. It should also include things like groceries, entertainment, gas, or surprise expenses. These can include your goals, such as debt payment or savings. The amount of income you have left is what you can spend on discretionary expenses. If you are paying off debt, such as student loans or a credit card bill, find the minimum payment for each debt. These are expenses you must pay each month, such as rent, insurance premiums, taxes, childcare, or your cell phone bill. ![]() Pick the most pressing goals, such as paying off debt or creating an emergency fund, first. Remember, you can adjust these over time. Do you want to save money? Pay off debt? Stop overspending? Decide on realistic goals. Be sure to include automatic payments, subscriptions, and utilities. ![]() Spend a month keeping track of everything you spend, whether you pay with a credit card or cash, to find what your real expenses are. This should include all sources, such as a paycheck, tips, Social Security, disability, alimony, or investment income.
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